dc.contributor.advisor | Scharfstein, David | |
dc.contributor.author | Bord, Vitaly M. | |
dc.date.accessioned | 2019-05-20T12:23:25Z | |
dc.date.created | 2018-05 | |
dc.date.issued | 2018-05-11 | |
dc.date.submitted | 2018 | |
dc.identifier.uri | http://nrs.harvard.edu/urn-3:HUL.InstRepos:40050108 | * |
dc.description.abstract | This dissertation contains three essays on how differences among financial intermediaries affect the provision of financial services. The first essay, "Bank Consolidation and Financial Inclusion," focuses on deposit-taking and identifies the adverse effects of bank consolidation on lower-income depositors through the higher deposit account fees larger banks charge. In the second essay, "Large Banks and Small Firm Lending," Victoria Ivashina, Ryan D. Taliaferro and I examine the large and persistent shift in the composition of lenders to small businesses following the housing market crash in 2007. In the third essay, "Risk, Lending, and Organizational Form," I focus on mortgage lending and investigate how differences in organizational form drive both risk-taking during the real estate boom and subsequent performance after the real estate market crash. | |
dc.description.sponsorship | Business Economics | |
dc.format.mimetype | application/pdf | |
dc.language.iso | en | |
dash.license | LAA | |
dc.subject | Economics, Finance | |
dc.title | Essays in Financial Intermediation | |
dc.type | Thesis or Dissertation | |
dash.depositing.author | Bord, Vitaly M. | |
dc.date.available | 2019-05-20T12:23:25Z | |
thesis.degree.date | 2018 | |
thesis.degree.grantor | Graduate School of Arts & Sciences | |
thesis.degree.level | Doctoral | |
thesis.degree.name | Doctor of Philosophy | |
dc.contributor.committeeMember | Ivashina, Victoria | |
dc.contributor.committeeMember | Sunderam, Adi | |
dc.type.material | text | |
thesis.degree.department | Business Economics | |
dash.identifier.vireo | http://etds.lib.harvard.edu/gsas/admin/view/2260 | |
dc.description.keywords | Financial Intermediation; Banking; Consumer Finance | |
dash.author.email | vitaly.bord@gmail.com | |