Browsing HKS Faculty Scholarship by Keyword "401(K) Loans"
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The Availability and Utilization of 401(k) Loans
(John F. Kennedy School of Government, Harvard University, 2011)We document the loan provisions in 401(k) savings plans and how participants use 401(k) loans. Although only about 22% of savings plan participants who are allowed to borrow from their 401(k) have such a loan at any given ...