Browsing HKS Faculty Scholarship by Keyword "401(K) Loans"

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    • The Availability and Utilization of 401(k) Loans 

      Beshears, John Leonard; Choi, James J; Laibson, David I.; Madrian, Brigitte (John F. Kennedy School of Government, Harvard University, 2011)
      We document the loan provisions in 401(k) savings plans and how participants use 401(k) loans. Although only about 22% of savings plan participants who are allowed to borrow from their 401(k) have such a loan at any given ...